Privacy Policy

This Privacy Policy describes how MiniArticles ("we", "us", "our") collects, uses, stores, shares, and protects your personal information when you access or use our website, services, mobile applications, or any related features (collectively, the "Services").

By accessing or using our Services, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy and our Terms of Service. If you do not agree, you must immediately discontinue use of the Services.

1. Information We Collect

1.1 Information You Provide Directly

We collect information you voluntarily provide when you:

• Create or update your account (username, email, password, display name)
• Submit articles, guest posts, images, media files, or other content
• Make payments or add funds to your wallet
• Contact us via support forms, email, or chat
• Participate in campaigns, promotions, or surveys

1.2 Automatically Collected Information

When you interact with our Services, we automatically collect:

• IP address and approximate geolocation
• Device type, operating system, browser type/version
• Unique device identifiers
• Pages visited, time spent, referring/exit pages
• Clickstream data and interaction logs
• Session duration and frequency

1.3 Payment Information

We do not store full credit card numbers or sensitive payment details on our servers. All financial transactions are processed securely by third-party payment processors (such as PayPal, Razorpay, Stripe, etc.). We only receive transaction IDs, amounts, and status.

2. How We Use Your Information

We use the collected information for the following purposes:

• To provide, maintain, and improve our Services
• To process article submissions, campaigns, and payments
• To authenticate users and prevent unauthorized access
• To communicate with you (account notifications, support, updates)
• To detect, prevent, and respond to fraud, abuse, or security incidents
• To generate internal analytics and improve platform performance
• To comply with legal obligations and enforce our Terms

3. Data Sharing & Internal Use

We do not sell, rent, or trade your personal data to third-party marketers or advertisers.

We may share your information only in these limited cases:

• With our affiliated projects and internal services (for operational purposes only)
• With payment processors solely to complete transactions
• With hosting, cloud, analytics, or email service providers under strict confidentiality agreements
• When required by law, court order, subpoena, or government request
• To protect the rights, property, or safety of our platform, users, or the public

No external third-party sharing occurs beyond the above cases. Your data may be used internally across our related projects to provide consistent services and analytics.

4. Cookies and Tracking Technologies

We use cookies, pixels, and similar technologies for:

• Authentication and session management
• Security and fraud detection
• Site performance and functionality
• Anonymous usage analytics

You can manage cookies through your browser settings. Disabling cookies may limit some functionality.

5. User-Generated Content & Public Visibility

Any content you submit (articles, images, metadata, comments) may become publicly visible and indexed by search engines once published. We are not responsible for how third parties (search engines, scrapers, users) use or republish your public content.

6. Data Retention

We retain your data for as long as necessary to provide Services, comply with legal obligations, resolve disputes, and enforce agreements. Typical periods:

• Active accounts and published articles — indefinitely or until account deletion
• Transaction/payment records — 7 years (legal/tax compliance)
• Security & abuse logs — 1–3 years
• Deleted accounts — data removed within 30–90 days (some logs retained for legal reasons)

7. Your Rights & Choices

Depending on your location, you may have rights to:

• Access, correct, or delete your personal data
• Object to or restrict certain processing
• Data portability (in limited cases)

To exercise these rights, contact us via the support system. We may require identity verification. Account deletion does not remove content already made public by you.

8. No Refund Policy

All payments, wallet deposits, campaign purchases, article submissions, and service fees are non-refundable. We operate on a strict no-refund policy due to the immediate delivery of digital services, content publication, and resource usage. No exceptions will be made except in cases required by applicable consumer protection law.

9. Security

We implement industry-standard technical and organizational measures to protect your data, including:

• Encryption in transit (HTTPS/TLS)
• Access controls and authentication
• Regular security monitoring

However, no system is 100% secure. You are responsible for keeping your login credentials confidential.

10. International Data Transfers

Your data may be transferred to, stored, and processed in countries outside your jurisdiction, including India and countries where our servers or service providers are located. We ensure appropriate safeguards are in place.

11. Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Services, even if advised of the possibility of such damages.

12. Changes to This Privacy Policy

We may update this policy from time to time. The updated version will be posted here with a revised "Last Updated" date. Continued use of the Services after changes constitutes acceptance.

13. Governing Law & Dispute Resolution

This Privacy Policy is governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in Nashik, Maharashtra, India.

14. Contact Us